Business Payment Gateway

Morton Blacketer’s Business Payment Gateway provides a secure, credit card payment facility that can be linked to any website.

Adding a Business Payment Gateway to your online business will provide:

• Real time credit card, authorisation

• On the spot payment, directly into your bank account - 24 hours a day, seven days a week

• Financial savings, by directing customers to payment channels that will reduce bad debts and shorten collection cycles

• Tangible, commercial value to your online business.

Useful information

To find out more, please view our Business Payment Gateway brochure, Terms & conditions,  Tax invoice & registration form, Merchant credit card details (all Adobe Acrobat Reader format) and Integration instructions (Microsoft Word).

FAQ

1. How does the Gateway work?

2. Can I see a demonstration? (click here to be transferred to registration page)

3. What about security?

4. How long does it take to approve an online transaction?

5. Which banks and credit cards does the Gateway support?

6. Can I monitor my online payments?

7. Can I link it to my shopping cart application?

8. Can I maintain my website's look and feel?

9. How do I know if a Gateway is suitable for my business?

10. What about web hosting?

11. How much does it cost?

12. How do I get started?

1. How does the Gateway work?                                                                       Back to the top

1. Your customer selects the goods/services that they would like to purchase from your business website. They then select the payment option. The total value of the payment due is submitted, via the Internet, using an SSL connection, to the Morton Blacketer Business Payment Gateway.
    
2. The Business Payment Gateway receives the transaction total. Your customer enters their credit card type, number and expiry date. These are encrypted by the Business Payment Gateway and sent to the Camtech E-Commerce Payment Gateway for processing.
    
   
3. The Camtech E-Commerce Payment Gateway decrypts the transaction information and forwards it to the appropriate financial institution (i.e. Banking Network) via dedicated links. The details of the response are encrypted and sent back to the Morton Blacketer Business Payment Gateway.
    
4. The Morton Blacketer Business Payment Gateway receives and logs the response. Your customer is then informed, via a success/fail page, of the transaction result.
    
5. Your business and customer are notified of the transaction result by the site referring to your nominated success/fail web pages. You can then perform back office order processing to fulfil the request.

3. What about security?                                                                                     Back to the top

Morton Blacketer’s Business Payment Gateway uses 128 bit, Secure Socket Layer (SSL) protection to ensure the safety of credit card transactions.  All communications containing personal, credit card details are encrypted to prevent unauthorised access.  Camtech Channel partnership adds another level of security by providing dedicated links to the banking network.

4. How long does it take to approve a transaction?                                          Back to the top

Almost instantaneous online authorisation is received from the card holder's bank.

5. What banks and credit cards does the Gateway support?                             Back to the top

The Business Payment Gateway accepts Australian dollar transactions from all major credit cards and Australian financial institutions.

Cards: Visa, MasterCard, American Express, Diners Club International, Bankcard, JCB

Financial institutions: American Express, Westpac, Diners Club International, National Australia Bank, Commonwealth Bank, ANZ, BankWest, BankSA, St George

6. Can I monitor my online payments?                                                             Back to the top

You will have your own ID and password which will enable you to log on at any time to check the status of your Internet payments for back office processing and reconciliation. 

7. Can I link my shopping cart application?                                                      Back to the top

Yes, the Business Payment Gateway can be linked to any shopping cart application.

8. Can I maintain my web site's look and feel?                                                Back to the top

The customer interface pages of Morton Blacketer's Business Payment Gateway can be customised to include your company name, logo and branding colours.  There are three Business Payment Gateway options that vary according to the number of customisable, feature inclusions.  

• Economy
  Basic Business Payment Gateway, identifying your business by your company name.

• Business
  The Business level option includes five, customised feature options to reflect your company branding.

• Professional¹
  This level includes a bulk upload facility so that you can process multiple transactions at once.  It also includes an additional 11 customisable feature options, over the Business level, as well as a hidden field so that information can be sent to/returned from the Gateway without your website needing to maintain status.  This enables ancillary order information to be kept with the payment information.

The table below outlines feature inclusions for each option.

9. How do I know if a Gateway is suitable for my business?                             Back to the top

Morton Blacketer’s Business Payment Gateway offers a tiered subscription structure.  The Economy level was developed especially for those businesses who aren’t sure whether a Gateway is suitable for their website.  It is an inexpensive way of trailing the service for a year.

10. What about web hosting?                                                                            Back to the top

Morton Blacketer also provides web hosting for business web sites.  Click here to find out more. 

11. How much does it cost?                                                                               Back to the top

Please contact Morton Blacketer to discuss the most suitable pricing option to meet your business needs.

12.  How do I get started?                                                                                  Back to the top

Your business will need to:

• Be authorised to accept online credit card payments from a financial institution (Internet Merchant Account)
• Choose the level of subscription suitable for your business or contact us to discuss
• Read and agree to the Terms & Conditions
• Complete and return the Tax invoice and Registration Form and Merchant credit card details with your set up payment
• Instruct your web developer to add a success and fail page to your web site (instructions provided)
• Instruct your web developer to add a few lines of HTML text into your web site to connect to the Morton Blacketer Business Payment Gateway (instructions provided).

If you do not have Adobe Acrobat Reader, click here to download.

¹ Please note that the Professional level Business Payment Gateway is currently under development.  Please discuss your requirements with Morton Blacketer.

Back to the top